The Money Stop

An insurance expert has said today that people make “all sorts of claims” on policies for garden items, urging people to check that their insurance covers things that they might not have considered.

People have made claims for items of clothing being stolen from washing lines, fire damage from barbeques and even stone paving being stolen from a garden, says an insurance expert Jonathan Wadd.

According to Lloyds TSB Insurance, 18 per cent of people have garden items worth between £1,000 and £3,000 and 55 per cent have never checked their insurance policy to make sure it covers their garden items.

Mr Wadd advises people to check their policies as they provide different levels of insurance.

“There’s a quality kite-mark out there for financial series products, which is a de facto five-star rating, so if you look out for a product with that kind of rating it’s more likely to meet your needs,” Mr Wadd commented.

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