Smokers face double the life insurance premium

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Although it has long since been known that life and health insurance companies charge higher premiums to consumers that are considered a higher risk, such as those that are very overweight or those that smoke,
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People's weight and smoking are two factors which can have a major influence over their life insurance premiums, according to insurance information advisor Life Direct.Insurance companies tend not to consider a customer's level of fitness
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With annual non-smoking day arriving in March, consumers give themselves an opportunity to kick their habit and make savings on their life insurance, claim financial experts. According to Lifesearch, premiums for life insurance and critical
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England is set to go smoke free by the end of this week (July 1st) and many smokers may find that kicking the habit will benefit them in more ways than one.As well as the
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For many people the New Year brought with it a resolution to give up smoking.The health benefits of kicking the habit are well known and well publicised, but Sainsbury's Bank says few people consider the
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• Life Direct: Despite whole of life safety most choose term insurance
The majority of people decide to take out term insurance rather than whole of life insurance, even though the latter offers guaranteed security.According to a spokesperson for Life Direct, Steve Wroe, many people are unaware