People carrying out DIY projects at home could risk invalidating their home insurance if they neglect to tell their insurance provider about it, Sainsbury’s Finance has said.
Neil Laird, home insurance manager of Sainsbury’s Finance, said people can make small changes to their homes, such as replacing doors or decorating the interior without informing their home insurer first, but they should let them know about any major changes.
Mr Laird noted that structural changes would warrant telling the insurance policy provider beforehand.
“We want to make sure that homeowners are aware that they could be left underinsured or even invalidate their insurance entirely in the event of an incident during or after works if they have not informed their insurer.”
According to figures from the UK home insurance company Zurich, nearly half of all homeowners fail to inform their home insurer of major DIY changes they make to their properties.
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