Bank Accounts – Search New Bank Accounts Now


Welcome to our bank account section of The Money Stop.

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Bank Accounts
Account Offer
Interest Rate [AER]
Auth Overdraft Rate
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Santander Preferred Current Account
Santander Preferred Current Account
5% AER (fixed one year) on balances up to £2500 0% for 12 months

5.00% AER (fixed) for the first 12 months from account opening on balances up to £2,500, when you pay in £1,000 each month

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0% EAR (variable) overdraft. No Daily Arranged Overdraft fees for 12 months when you switch

More Info /
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RBS Standard Current Account
RBS Standard Current Account
0.1% 0% up to £100 RBS Select Accountr
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  • No monthly account fee
  • Visa debit card – use it in stores and online
  • Overdraft (subject to eligibility)
  • Online banking – and UK only call centres
  • Fraud alerts

Find out more about the RBS Select Account and apply online.

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Bank Account
Bank Account
0% 19.9% *New Offer - Switch to HSBC and they will pay you £50*


Fee free banking if your account is in credit, free 24/7 telephone and online banking available too.
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NatWest  Current Plus Account
NatWest Current Plus Account
0.1% 0% up to £100 NatWest Select Account
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  • No monthly account fee
  • Award-winning online banking
  • Emergency cash if your card is lost or stolen (limits apply)
  • Mobile banking apps for iPhone, iPad, BlackBerry and Android
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Natwest Advantage Gold Current Account
Natwest Advantage Gold Current Account
0.25% 0% up to £100

NatWest Advantage Gold Account

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  • A current account with benefits worth having!
  • Benefits include annual worldwide family travel insurance, mobile phone insurance, breakdown cover with Green Flag, home emergency cover, extended warranty and much more
  • Benefits worth up to £713 per year, for just £12.95 per month
  • Plus get tailored rates on NatWest loans, savings and overdraft rates.

Find out more about the NatWest Advantage Gold Account and apply online.

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RBS Royalties Gold Current Account
RBS Royalties Gold Current Account
0.15% 17% EAR

RBS Royalties Gold Account - Benefits that could save you money and hassle including...

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  • Worldwide annual family travel insurance
  • Mobile phone insurance (including iphones)
  • Home emergency cover
  • Breakdown cover
  • Extended warranty
  • Benefits are worth up to £896 per year, for just £12.95 per month

Find out more about the RBS Royalties Gold Account and apply online.

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Age Conditional Bank Accounts
Account Offer
Interest Rate [AER]
Auth Overdraft Rate
Comments
More Details
 

 

Can I get a bank account if I have poor credit?

If you have a poor credit history you may find it difficult to open a bank account with many of the high street and mainstream banks. However, many banks have now started to offer basic accounts, which have been created in conjunction with the government in order to provide more people with access to banking services. These accounts are often offered to those with poor or no credit, and offer basic facilities but do not offer debt cards, cheque books, or overdraft facilities.

What sort of accounts do most UK banks offer?

In the UK most banks now offer a range of bank accounts. You will find accounts such as basic bank accounts, current accounts, upgraded or premier accounts, student accounts, junior accounts, graduate accounts, and business accounts. In addition to this you can also enjoy a choice of savings account options.

What’s the deal with Internet banking?

Internet banking has come a long way over recent years, and has rocketed in popularity. Many people now conduct their banking online, as it is convenient and easy, and can be done from the comfort of your own home and at any time of the day or night. Internet banking is also a safe way to bank providing you access the bank website direct from your browser and not from an email link, and providing you do not give out your banking details in response to any emails. You can conduct all sorts of transactions through online banking, including setting up direct debits and standing orders, ordering statements and cheque books, checking your balance, making one off bill payments, transferring funds between accounts, apply for additional services such as loans, credit cards, and mortgages, and more.

Will I automatically get an overdraft with my bank account?

Not all bank accounts offer overdraft facilities. For instance, the basic bank accounts do not tend to offer any overdraft facility, and in some cases current accounts only offer this facility via application through the bank. However, some accounts offer an automatic overdraft – this is something you will need to check with looking into opening a bank account as it can vary from one bank to another.

What’s the best way to find a bank account to suit my needs?

The easiest way to find a bank account that will suit your needs and circumstances is to compare the different accounts available online and see which ones you are eligible for, and which ones offer the facilities you are looking for. You will also be able to compare rates of interest, restrictions, and any additional benefits.

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