Bank Accounts – Search New Bank Accounts Now
Welcome to our bank account section of The Money Stop.
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Cheap.co.uk |
Account Offer |
Interest Rate [AER] |
Auth Overdraft Rate |
Comments |
More Details |
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 Santander Preferred Current Account |
5% AER (fixed one year) on balances up to £2500 | 0% for 12 months | 5.00% AER (fixed) for the first 12 months from account opening on balances up to £2,500, when you pay in £1,000 each month r0% EAR (variable) overdraft. No Daily Arranged Overdraft fees for 12 months when you switch |
More Info / Apply Now |
 RBS Standard Current Account |
0.1% | 0% up to £100 | RBS Select Accountr
Find out more about the RBS Select Account and apply online. |
More Info / Apply Now |
 Bank Account |
0% | 19.9% | *New Offer - Switch to HSBC and they will pay you £50* Fee free banking if your account is in credit, free 24/7 telephone and online banking available too. |
More Info / Apply Now |
 NatWest Current Plus Account |
0.1% | 0% up to £100 | NatWest Select Account
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More Info / Apply Now |
 Natwest Advantage Gold Current Account |
0.25% | 0% up to £100 | NatWest Advantage Gold Account r
Find out more about the NatWest Advantage Gold Account and apply online. |
More Info / Apply Now |
 RBS Royalties Gold Current Account |
0.15% | 17% EAR | RBS Royalties Gold Account - Benefits that could save you money and hassle including... r
Find out more about the RBS Royalties Gold Account and apply online. |
More Info / Apply Now |
Account Offer |
Interest Rate [AER] |
Auth Overdraft Rate |
Comments |
More Details |
|---|---|---|---|---|
Can I get a bank account if I have poor credit?
If you have a poor credit history you may find it difficult to open a bank account with many of the high street and mainstream banks. However, many banks have now started to offer basic accounts, which have been created in conjunction with the government in order to provide more people with access to banking services. These accounts are often offered to those with poor or no credit, and offer basic facilities but do not offer debt cards, cheque books, or overdraft facilities.
What sort of accounts do most UK banks offer?
In the UK most banks now offer a range of bank accounts. You will find accounts such as basic bank accounts, current accounts, upgraded or premier accounts, student accounts, junior accounts, graduate accounts, and business accounts. In addition to this you can also enjoy a choice of savings account options.
What’s the deal with Internet banking?
Internet banking has come a long way over recent years, and has rocketed in popularity. Many people now conduct their banking online, as it is convenient and easy, and can be done from the comfort of your own home and at any time of the day or night. Internet banking is also a safe way to bank providing you access the bank website direct from your browser and not from an email link, and providing you do not give out your banking details in response to any emails. You can conduct all sorts of transactions through online banking, including setting up direct debits and standing orders, ordering statements and cheque books, checking your balance, making one off bill payments, transferring funds between accounts, apply for additional services such as loans, credit cards, and mortgages, and more.
Will I automatically get an overdraft with my bank account?
Not all bank accounts offer overdraft facilities. For instance, the basic bank accounts do not tend to offer any overdraft facility, and in some cases current accounts only offer this facility via application through the bank. However, some accounts offer an automatic overdraft – this is something you will need to check with looking into opening a bank account as it can vary from one bank to another.
What’s the best way to find a bank account to suit my needs?
The easiest way to find a bank account that will suit your needs and circumstances is to compare the different accounts available online and see which ones you are eligible for, and which ones offer the facilities you are looking for. You will also be able to compare rates of interest, restrictions, and any additional benefits.
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