In the past many people that were hard up and needed to raise some extra cash opted for a credit card or a loan. However, for many consumers these lines have credit have dried up over recent months, with the global credit crunch resulting in far tighter credit conditions that have left many would be [...]
Every year many people in the UK take out a loan in some form or another, whether it is a secured loan that is secured against the home or whether it is a contract based unsecured loan. And for most of us the thought of not being able to meet repayments on the loan one [...]
An IVA is an individual Voluntary Arrangement, and has become known as the softer alternative to bankruptcy for those with high levels of unsecured debt.
An IVA is a legal contract that is between the borrower and his or her creditors, and relates to the repayment of the debts that the borrower has with the [...]
Protecting yourself against going into debt is a logical step for many people; but you have to make sure the insurance is actually worth the risk.
Debt prevention
Payment Protection Insurance is an insurance that you can buy to cover your repayments on loans, credit cards, or mortgages against you becoming sick, having an accident or [...]