Charities Get Only A Small Percentage of Charity Christmas Cards

With Christmas just around the corner many consumers in the UK will be looking to buy charity based Christmas cards, which allow them to not only get the Christmas cards that they need for the festive season but also to give to a worthy cause without any real effort having to be put in. Read more

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Parents and students considering loans for university

Many of the UK’s parents have admitted that their children will need to take out a student loan before going to university.

According to research from Halifax, 57 per cent of parents admit their offspring either has a student loan already or is planning on arranging one.

What’s more, 11 per cent of respondents said that they were thinking about taking out a personal loan in order to help cover costs, while 63 per cent will use their own earnings and 59 per cent will draw on savings.

“For most parents, taking your child to university for the first time is a proud but emotional moment,” said Neil Chandler from Halifax. “It is important to consider how best to support your child with the minimal amount of strain on your pocket as this commitment is likely to last for several years.”

The study found that 96 per cent of East Anglian parents would forgo home improvement plans to finance a child’s further education and 79 per cent of those in Wales would give up a holiday.

A recent report from Moneyfacts warned students over the often high interest rates applied to credit card deals available to them – which can be as much as 20 per cent typical APR.

Tags: students considering loans, Unsecured debt, personal loan, cent typical apr, home improvement, United Kingdom, further education, card deals