Pet lovers should not assume cheapest deal is the best

With Britain being a nation of animal lovers it is little surprise that so many people decide to take out pet insurance in order to protect their pets in the events of sickness, injury, of even if the pet goes missing. However, in the current financial climate many people are looking to cut back on their outgoings, and are looking for the cheapest services and products possible.

Whilst most people don’t want to leave their precious pets without any protection in the event of a problem most now have to be careful about how much they spend on their cover. However, pet owners are being warned to ensure that they don’t sell themselves and their pets short by opting for the cheapest cover only to find that it is not adequate for their needs.

An official from the animal charity Blue Cross said that many people are tempted to choose the cheapest cover, and rather than finding out more about the policy simply choose a policy based on price along. However, he warned that this could be a big mistake and in the event of a problem with the pet the policyholder could end up paying out a fortune despite having cover in place.

Mandy Jones, head of re-homing services at animal care organisation Blue Cross, said: “Don’t just go for the cheapest quote, with pet insurance you do tend to get what you pay for.”

She added that having the cheapest pet insurance plan available could end up being a false economy, as the cover provided with the cheaper policies would be nowhere near as comprehensive as with slightly more expensive policies. The savings, should any issue arise with the pet, could be huge with a more comprehensive policy, as the cost of treatment can run into thousands.

Tags: pet insurance, cheapest pet insurance plan, Pets, Insurance, Blue Cross