An Overview of Private Dental Insurance
Visiting the dentist is a costly proposition. Those without insurance generally put off such visits until they have no other choice even though they do have coverage under the National Health Service. If you consider taking out private dental insurance you can enjoy more flexibility and have some of your dental costs covered. Read more
Tags: dental insurance, x rays, optical treatments, abscesses, copy, dental work, private dental insurance
Blocked spending on credit cards problematic
October 23, 2007 by admin
Filed under News, News-Credit-Cards
Young travellers who take a parent’s credit card with them on their travels are finding it blocked for appearing fraudulent, gapyear.com has said.
Backpackers are often found to be spending abroad while their parents are simultaneously carrying out transactions on a copy of the same card at home which can lead to the provider stopping the card.
Tom Griffiths, founder of the travel website, said: “Because they visit a few countries in a limited amount of time, it looks like fraudulent behaviour.
“And, if they’re away from home, the credit card company tries to contact them but obviously they’re inaccessible, so their cards are being blocked. That’s a big problem at the moment [for] backpackers.”
He added that many parents give their children a credit card for cases of emergency as their “biggest fear” is them finding themselves without “access to cash” while away from home.
Furthermore, he said, there is now a specialised card coming in for backpackers and gap year travellers that is prepaid and allows transactions with no risk of blocking. It also removes the common problem building up “uncontrollable debt”.
According to gapyear.com 230,000 people take a gap year between the ages of 18 and 24, spending an average of £3-4,000.
Holidaying card holders should keep record of helplines
July 10, 2007 by admin
Filed under News, News-Credit-Cards
Credit card helplines provide essential customer protection against fraud, payments association Apacs said yesterday.
This advice especially applies to those intending to use credit cards on holiday this summer, with the trade association recommending that a copy of the helpline numbers always be to hand so that providers can be quickly notified if their card is stolen.
Holidaymakers were also advised to cut down the amount of cards taken with them to a minimum.
A spokesperson for Apacs said: “I think if you’ve got a lot of store cards or five credit cards then you don’t need to take all of them. So minimise your chances of fraud. Look after them. Frighteningly, people don’t.
“Before you go, make a note of the 24-hour helplines of the card companies. So if something does happen, you’re not then searching who to phone; you’ve always got that number with you.”
The spokesperson also noted that increasing numbers of tourists are using their cards in place of traveller’s cheques because of convenience, despite the inherent risk of fraud that comes with their use.
