Travel insurance is a ‘wise’ purchase for activity holidays

People heading off for an action-packed holiday this summer have been advised that travel http://www.themoneystop.co.uk/car-insurance” target=”_self”>insurance is “undoubtedly the wisest purchase” they can make before they go abroad, according to STA Travel.

A spokesperson for the company noted that travel insurance is an important consideration for anyone planning a gap year, as it can provide cover in the event of a holidaymaker needing medical attention, or if they lose any possessions.

The company warned travellers not to view travel cover as an “unnecessary cost”.

“You should ensure the travel insurance you take out covers all the countries you plan to travel to and any activities you plan to participate in,” the spokesperson commented.

According to a recent study conducted by Defaqto, one in seven holidaymakers travel overseas without a travel insurance policy.

Travellers considering adventure holidays such as rafting the Grand Canyon or reaching Everest Base Camp should ensure they are properly covered by travel insurance.

Tags: Camp, adventure, spokesperson, economics, Hospitality Recreation

Insure yourself even for a short trip, says expert

Anyone planning on booking a last minute getaway this summer should make sure they are properly covered by their travel insurance policy, even if they are only going away for a few days, Norwich Union has said.

Sally Leeman, the media relations manager at the company, said that the cost of paying for medical emergencies when in another country, particularly if they are serious and warrant a hospital stay or being taken back to the UK, can run into thousands of pounds.

Despite these risks, Sainsbury’s Travel Insurance found that not everyone who booked a trip last summer made the effort to get the right travel insurance.

Nearly one in five people who bought their holiday at the last minute last year travelled without insurance.

“If you are likely to travel a few times a year consider taking out annual insurance – it can save you money and mean you are covered for the whole year which is ideal for those ’spur of the minute’ trips away,” Ms Leeman advised travellers.

Tags: few days, Travellers, Hospitality Recreation, short trip, minute getaway, Insurance, Anyone planning, country

Skiers warned over insurance

Holidaymakers planning a skiing trip in the coming months are being warned to check their travel insurance policy before setting off.

The Post Office says that the mild winter has left many people disappointed, as there has not been enough snowfall.

Recent weeks have seen a fairly heavy dumping in many parts of Europe, but the travel insurance provider says that there is still a risk that a lack of snow may stop play.

The firm warns holidaymakers to check their travel insurance policy before setting off, ensure that they are covered and read the small print to make sure there are no hidden surprises.

“So far, this ski season has been among the worst on record in Europe with some areas having little or no snowfall,” said Kevin McAdam from the Post Office. “This can mean limited time on the slopes, plus an increased risk of injury or damage to equipment due to poor conditions.

“This may leave people without the holiday they would have wanted and looking for some form of compensation.

“Our advice is to make sure you know exactly what your cover offers before you go and, importantly, what evidence you need to have before you come home,” he added.

Mr McAdam went on to say that many insurance companies will only pay out if all of the slopes are closed for 12, or even 24, hours. Many firms also want written confirmation from authorities that the slopes were closed.

Tags: Hospitality Recreation, economics, small print, holiday, risk