Do you have unwanted Christmas gifts?
With Christmas now over many of us are left cleaning up the house, polishing off the last of the turkey, and trying to find a place to stuff a variety of unwanted gifts that we have received. Many of us get an array of gifts each year that we do not really need and will never use, and in many cases they simply fester in a deep, dark corner of the house for years and finally get disposed of. However, there are far more useful things that you can do with your unwanted gifts, which could help you to earn money, save you money, or enable you to help out a worthy cause. Read more
Tags: item, fun, unwanted christmas gifts, Christmas period, fester, cupboard, drawer, cause
Travellers told to pack sensibly
March 15, 2007 by admin
Filed under News, News-Insurance
We are being warned not to take too many valuables with us as we set off on our holidays.
The warning comes from American Express Travel Insurance which claims many of us run the risk of losing a host of valuable items every time we go abroad.
The firm is urging holidaymakers to think before they pack and make sure that they are not taking items which have a combined total higher than that which their travel insurance covers.
“It is… important to consider the accumulative value of items. Our recent survey results4 reveal nearly half [43 per cent] of respondents had packed clothing, jewellery and watches worth more than £250,” said Joanne Field from American Express.
“Many travellers do not read their policy terms and conditions before travelling and are unaware that insurers impose a single item limit and a valuables total limit.”
American Express’ words of warning come as new excess baggage policies are due to be introduced at airports around the UK.
Kids’ rooms are worth £14bn
February 28, 2007 by admin
Filed under News, News-Insurance
The average child in the UK is now worth around £1,260 due to the number of gadgets present in his or her bedroom.
In total, the UK’s children have £14 billion worth of goods in their rooms, with one in ten parents admitting they have spent £2,500 on keeping their youngsters entertained.
Co-operative Insurance (CIS) carried out research into the matter and found that although parents are keen to keep giving their children the latest gadgets, very few update their insurance policy at the same rate.
“Many parents simply do not realise just how valuable the contents of their children’s rooms are,” said David Neave from CIS.
“It is important for people to regularly review the value of their home contents and if necessary increase the level of cover to ensure that it is adequate.”
The most common electrical item to be found in a child’s bedroom is a TV, with 21 per cent of parents saying they allow their child to have one so that they can watch their own programmes undisturbed.
The CIS research also reveals portable gadgets are becoming more popular among children. Around 60 per cent now carry a mobile telephone.
Mr Neave said that this too should lead to parents reconsidering their insurance policies.
“Parents should also ensure that they have personal possessions cover for those items which their children take out of the home; such cover can be provided simply, by adding it to the contents cover,” he added.
