Pets in floods covered by home insurance

Household pets left without a home temporarily in the recent floods could well have their stays in alternative accommodation covered by household insurance.

The advice was given by insurance provider Norwich Union today.

A spokesperson for the insurer said that “we will pay, as part of the alternative accommodation, under a claim for flood, for reasonable accommodation expenses for you and/or your pet… they can put them in the kennel or someplace and their building insurance will pay for that.”

However, he added that for any injuries sustained by pets to be covered, separate animal insurance would probably have had to have been previously taken out: “If your pet is injured, that is what pet insurance is there for.”

The insurance industry will be hit hard by the recent floods. The Association of British Insurers (ABI) now estimates that last month’s storm damage will lead to £2 billion in claims.

The cost of the most recent floods is also currently pegged by the association at hundreds of millions of pounds, and rising.

Tags: reasonable accommodation expenses, kennel, insurers, cost, animal insurance, reasonable accommodation, animal