Credit card holders warned about buying abroad

People who intend on using their credit cards to make purchases abroad have been given advice by one expert to help them avoid losing money.

Mark Bowerman, a spokesperson for UK payments association Apacs, urged people to ensure that they know who they are “dealing with” and that it is a “reputable company”.

For transactions between £100 and £30,000, it is “beneficial” to use a credit card because it will offer greater “protection” than a debit card, Mr Bowerman explained.

For consumers who have made purchases that turn out to have been for counterfeit goods, the “normal route” to be reimbursed is to approach the retailer, as this is usually “easier” than going directly to the card issuer, he stated.

“If there is no one to approach, then you can approach your card issuer, explain the situation to them and then they are liable for that amount of expense so you are refunded by them,” Mr Bowerman remarked.

Apacs is the UK trade association for payments and organisations that [rvide payments services.

Tags: Credit card, UK trade association, apacs, card issuer, spokesperson, Mark Bowerman