Pet lovers should not assume cheapest deal is the best
With Britain being a nation of animal lovers it is little surprise that so many people decide to take out pet insurance in order to protect their pets in the events of sickness, injury, of even if the pet goes missing. However, in the current financial climate many people are looking to cut back on their outgoings, and are looking for the cheapest services and products possible.
Whilst most people don’t want to leave their precious pets without any protection in the event of a problem most now have to be careful about how much they spend on their cover. However, pet owners are being warned to ensure that they don’t sell themselves and their pets short by opting for the cheapest cover only to find that it is not adequate for their needs.
An official from the animal charity Blue Cross said that many people are tempted to choose the cheapest cover, and rather than finding out more about the policy simply choose a policy based on price along. However, he warned that this could be a big mistake and in the event of a problem with the pet the policyholder could end up paying out a fortune despite having cover in place.
Mandy Jones, head of re-homing services at animal care organisation Blue Cross, said: “Don’t just go for the cheapest quote, with pet insurance you do tend to get what you pay for.”
She added that having the cheapest pet insurance plan available could end up being a false economy, as the cover provided with the cheaper policies would be nowhere near as comprehensive as with slightly more expensive policies. The savings, should any issue arise with the pet, could be huge with a more comprehensive policy, as the cost of treatment can run into thousands.
Tags: Blue Cross, cheapest pet insurance plan, Insurance, pet insurance, Pets
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Filed under News-Insurance
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Filed under News, News-Insurance
Cat owners have been advised that they should purchase insurance no matter how old their pet is. 
Maggie Roberts, head of veterinary services for feline welfare charity Cats Protection, argues that vets’ bills can “soon mount up” and that “even the most well looked after cats can develop unexpected illnesses”.
Ms Roberts also said that having a pet undergo treatment or surgery can be emotionally draining. She said that having to worry about treatment costs can be an “added burden” for cat owners who have an ill animal.
The head of veterinary services continued that costs can be generated in a number of areas, listing that pet owners could find that their animal has to undergo surgery, hospitalisation or be referred to a specialist.
In its latest report on pet insurance in the UK, market research consultancy Defaqto found that less than one in five cats (17 per cent) in the UK are covered by pet insurance.
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