Credit cards recommended for online Christmas shoppers

Brits enjoying a more relaxed Christmas shopping experience online are advised to use their credit cards for enhanced protection.

According to Simon Crisp, director of Shopsafe.co.uk, consumers can improve their legal security by using a credit card for online purchases.

He added that, if doing so, they should also take the measure of registering the card with their bank with the new schemes available from Visa and Mastercard.

“There’s actually new schemes being launched by the credit card companies – one’s called Verified by Visa, the other is called Mastercard SecureCode.

“Both let you register your credit card with your bank, and put a password on your credit card, so that only you can use that card.”

He said that this will protect the user against identity fraud and theft as the retailer knows that only the consumer is in possession of the password.

According to consumer group Which?, 69 per cent of Brits will do their Christmas shopping on the internet this year to avoid the “crowds” and be able to “compare prices more easily”.

Tags: shopping on the internet, fraud, cent, uk consumers, Credit Cards, MasterCard